First-time home buyers play a crucial role in the U.S. housing market. They drive entry-level demand, influence new construction trends, and support long-term housing stability. In 2025–2026, affordability challenges, mortgage rate fluctuations, and limited inventory are reshaping how and when Americans purchase their first homes. Despite higher borrowing costs and rising home prices…
Tag: US Housing Market Trends
How Mortgage Rates in the USA Impact Home Sales
Mortgage rates are one of the most powerful forces shaping the U.S. housing market. Even small changes in interest rates can significantly affect affordability, buyer demand, home prices, and overall sales activity. In 2025–2026, mortgage rate movements continue to influence whether the market favors buyers, sellers, or remains balanced. Understanding how mortgage rates…